most recent 30 from http://www.thedailysaver.com 2010-08-01T06:47:49Z http://www.thedailysaver.com/feeds http://www.creativecommons.org/licenses/by-nc/2.5/rdf http://www.thedailysaver.com/questions/2/how-long-does-it-take-the-fdic-to-pay-out Rodney 2010-01-08T04:18:10Z 2010-07-25T13:23:55Z

<p>If my money was in a FDIC-insured account and the bank went under, how long would it take to receive money from the FDIC to cover my loss? I've heard it can take months to get paid.</p>

http://www.thedailysaver.com/questions/7/whether-to-convert-traditional-ira-to-roth-in-2010 John 2010-01-21T18:28:24Z 2010-07-24T10:24:03Z

<p>My understanding is that calendar year 2010 is the first time there are no restrictions on converting an IRA to a Roth IRA. </p> <p>In short, whatever amount converted is treated as regular income for tax year 2010 so you have to pay tax on it but then it can grow tax free forever.</p> <p>Do you think the authorities could change the rules and tax it again later? </p> <p>If one believes tax rates will be higher in the future, isn't conversion now a no-brainer? </p>

http://www.thedailysaver.com/questions/5/what-personal-finance-changes-are-you-making-for-2010 Spencer Uresk 2010-01-10T07:14:48Z 2010-07-19T23:24:05Z

<p>With a new year and everyone making New Years Resolutions (some of them finance-related, I hope!), I figured it might be fun and useful to find out what changes to the way you manage your finances you are planning on making for 2010?</p> <p>Here are 2 that I'm making:</p> <p>1) More fine-grained budgeting</p> <p>I've never been that great at budgeting, and even now I tend to do it at a really high level - ie, only 6 or so categories with a lot of leeway. I'm hoping to better track all of my expenses in order to get a better idea of where I can save money. It is really hard to save money without knowing where it all is going!</p> <p>2) Better use of savings accounts</p> <p>I used to be really good about keeping tabs on the best interest rates being offered and made the most of my deposit accounts. The past few years I've been a little lazy and have left most of my money in poorly-yielding checking accounts, costing me hundreds of dollars in lost interest. I'm going to find a good bank that pays a good yield and stick most of my money in there. This requires better budgeting since I won't have a huge chunk of cash sitting in my checking account, but that is probably a good thing!</p> <p>Anyway, I'm interested in hearing what your tips are!</p>

http://www.thedailysaver.com/questions/10/fidelity-international-investment-fund-with-holdings-in-flash-memory-production Andrew 2010-02-01T16:06:33Z 2010-02-01T16:06:33Z

<p>Can you recommend a <a href="http://www.fidelity.co.uk/" rel="nofollow" title="Fidelity International (UK)">Fidelity Investment Fund</a> that has holdings specifically in companies involved in the manufacture of Flash Memory?</p> <p>Thank you :o)</p>

http://www.thedailysaver.com/questions/8/investment-fund-research-funds-oeics-unit-trusts-etc Andrew 2010-02-01T15:41:18Z 2010-02-01T15:41:18Z

<p>What resources do you use for finding investment funds to put your money into?</p> <p>Specifically if you're looking to invest in a particular sector, technology, or company, within an investment fund, where do you start?</p>

http://www.thedailysaver.com/questions/6/introduction-to-finance Connor 2010-01-17T09:57:01Z 2010-01-17T09:57:01Z

<p>Magee Company's stock has a beta of 1.20, the risk-free rate is 4.50%, and the market risk premium is 5.00%. What is Magee's required return?</p>

http://www.thedailysaver.com/questions/1/what-is-the-difference-between-apr-and-apy Bob 2010-01-07T05:42:12Z 2010-01-08T04:23:38Z

<p>As I'm looking into loans, I see some rates quoted in terms of APR and others quoted in terms of APY. What is the difference and what do they mean?</p>